Thrilled to announce the launch of our new landing page, crafted with YOU in mind!   For making Instant Contribution through UPI, kindly use UPI ID - PFRDA.15DigitVirtualAccount@axisbank where,15 Digit Virtual Account starts with 600101 for Tier I and 600102 for Tier II.   To rectify any error in contribution [amount / Tier Type / incorrect Virtual ID (VID)], remitted through eNPS portal/D-Remit mode, raise a grievance on CRA portal ( to NPS Trust/CRA. Required documents to be sent to CRA on email ID - within 7 days from date of transaction. For rectification/refund requests involving incorrect VID, required documents to be sent within 15 days from date of transaction.Click Here for List of required documents   A new scheme - default Tier II scheme is being created for government sector subscribers.   Further contributions will not be allowed in default Tier II scheme till creation of the new scheme. If default Tier II scheme is selected for contribution during this period, the amount will be refunded.

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(only for applications registered on or before 1st Feb 2024)

Financial Security to all

Indian Citizens

Backed by the Government of India, NPS provides impressive long-term savings options for you to plan your retirement time efficiently by investing in this safe market-based plan.

Well Regulated & Transparent

Secure your second innings with a
product that's regulated and transparent

Cost Effective

One of the Lowest Cost retirement

Save more on Taxes

Enjoy exclusive tax benefits!

Power to choose

You decide how and when to invest,
Where to invest and how you choose to retire

Who can register for NPS?

Individual Subscribers

Between 18-70 years can join

Easy and multiple registration options (Aadhaar, Digilocker etc.)

Open Tier I (Pension A/c) and Tier II (Add-on investment A/c).

Government Subscribers

Central Govt./ State Govt. (including autonomous bodies) employees covered in NPS.

Employees joined after applicable date mandatorily covered in NPS.

Open Tier I (Pension A/c), Tier II (Add on investment A/c), TTS A/c .

Corporate Subscribers

Employees of Corporates who have adopted NPS can join .

Get additional Tax Benefits on employers contribution.

Flexibilty in choosing contribution (employer/employee), pension fund etc.

NRI and OCI Subscribers

Between 18-70 years can join on repatriation or non-repatriation basis .

Contributions to come from NRE and NRO A/c.

For repatriation of amount, contributions should be made from NRE A/c only.

APY Subscribers

Any citizen of India between 18-40 years can join.

Applicable for Non-Income Tax payers only.

Easy online registration options (Online/Offline Aadhaar).

GDS Subscribers

Employees covered under SDBS are eligible to join.

Between 18-65 years can join.

Build Your
Retirement Plan


Know your retirement needs - NPP


Understand the power of compounding


Start early


Invest consistently


Know your account types (Tier I & Tier II)


Choose your investment option (Pension Fund & Scheme)

Watch/Listen to the registration process